Buy Juno Account

Juno Basic Checking Account

The Juno Basic account is an excessive-yield account appropriate for novices and first-time Juno users. There is no minimum deposit or month-to-month preservation rate required for this account.

The Basic account offers all of the essential functionalities needed by way of most crypto users.

Transactions are clean to execute with no pointless complexities.

Basic account holders can earn 5.00% APY on balances as much as $50,000, they can also earn cashback at several organizations.

Unlike the Metal account, the Basic account has decreased limits. These limits are designed to assist users get acquainted with Juno’s offerings.

You can view the bounds for the basic account within the Limits segment of your Account tab. These limits can both move up or down depending on how you operate your account.

Purchase and deposit limits range based on your payment method and place.

The daily restriction resets at five p.m. Pacific time every day (midnight UTC), while the monthly limits reset on the primary day of every month.

With the Basic account, you get a plastic card on request and a yearly cashback of as much as $25.

You can upgrade your Basic account to the Metal plan whenever you are prepared.

To try this, set up an instantaneous deposit of $250 or extra in step per month. Once the direct deposit is efficiently settled, your account could be upgraded to the Metal plan in case you meet the approval standards.

To preserve your Metal Get entry, you must sustain a month-to-month direct deposit.

Juno Metal Account

This is the highest-tier checking account on Juno. The Metal account is just like the Basic account but it offers a few more perks.

The Metal account affords stronger limits on the platform as well as extra cashback benefits. 

The Metal account is suitable for crypto lovers and skilled Juno customers seeking out accelerated on-ramp capacities, getting admission to new capabilities, and amplified cashback rewards.

With the Metal account, you get a 13.3g Stainless metallic center card on request and an every-year cashback of up to $500.

To be eligible for the Metal account, you need to make a right-away deposit of $250 or extra in keeping with the month.

When you improve to a Metal account, Juno will issue you a metallic card. You can only preserve one metallic card at a time.

If your monthly deposit is less than $250 or is discontinued within 90 days, you may be automatically downgraded lower back to Basic Checking.

You also can voluntarily downgrade from Metal Checking each time you desire.

If you order a Metal card and decide to downgrade before 3 subsequent qualifying months, you’ll be charged $60 for the value of the card.

How to Buy Crypto with a Juno Finance Checking Account?

Juno Finance lets you shop for cryptocurrency for as low as $1.

Buying crypto calls for you to preserve stability for your Juno bank account. So if you want to buy crypto assets well worth $1,000 ensure that your Juno account holds a $1,000 spendable balance.

That said, to buy any supported crypto of your choice, log into your Juno Finance account.

Next, tap the unique crypto Price Card (Bitcoin Price Card, an instance) on your Juno home display screen.

Press ‘Buy’ from the Bitcoin Price web page. On this web page, you may tune the charge movement of Bitcoin right here.

Input the fiat currency account or Bitcoin value equivalent and choose ‘Confirm’. 

Enter the 2FA received for your cellular phone and select ‘Confirm’.

After you’ve bought it, the transaction will show as Pending. 

Your crypto needs to arrive inside the Juno crypto wallet in more than one second.

How is Crypto Stored?

Juno offers character custodial warm wallets in which you can maintain your cryptocurrencies.

Cryptocurrencies Available on Juno Finance

Juno Finance helps 36 cryptocurrencies. 

Supported cryptocurrencies include Bitcoin, Ethereum, Algorand, Bitcoin Cash, Dogecoin, Cardano, EOS, Hedera, Polkadot, XRP, Stellar, Fantom, Litecoin, Solana, AVAX, Elrond, and so forth.

Juno Finance Fees

Juno Finance does not charge the subsequent costs:

• Minimum balance for checking debts
• Juno checking account renovation rate
• Foreign transaction fees
• Monthly charges

That stated, using your Juno Checking bills will attract the subsequent costs:

Transaction Fees

• Funding the use of your debit card: For this sediment method your first 3 transactions are unfastened then subsequent ones incur a 2% rate of the total quantity involved.
• Incoming Wire: Juno Finance costs $five in transaction fees for depositing via twine switch in your Juno account.
• Incoming Cash App: If you send incoming payments through Cash App, Juno Finance will rate you a flat $zero.99 in transaction costs.
• Outgoing Cash App: Outgoing transfers to Cash App will take a $2 charge.
• Outgoing Same-day ACH: This fee is a flat $2 in transaction expenses.
• Outgoing Domestic Wire: Juno Finance expenses an outgoing Domestic Wire Fee of $15.

Return Fees Associated with Transactions

• Remote Check Deposit Returns: Juno Finance fees $five for this.
• ACH Return from a Connected Bank Account: You ought to pay a $five flat fee for this.

Other Fees

Account Closure Fees for Violation of Terms of Use: There’s a $5 charge for account closures of this nature.

Metal Card Replacement: Juno Finance costs $60 for this movement.

Cryptocurrency Fees 

Juno Finance does now not price trading charges for cryptocurrency transactions however earns a part of the spread on buy and sell orders. The charge that Juno Finance costs to you includes a dynamic spread.

That stated, Juno no longer prices crypto deposits and withdrawals to external crypto wallets, however, community charges are relevant. 

The network price paid might also range from the predicted cost because of modifications in blockchain network congestion.

Juno Debit Card Fee

Juno’s debit card can be used for fee-loose cash withdrawals at more than 85,000 Allpoint and MoneyPass ATMs.

Juno will contend with the ATM withdrawal prices and reimburse up to one transaction for Basic users and three transactions for Metal customers monthly from ATMs outdoor the partnered community.

Also, ATM withdrawal fees of as much as $4 in keeping with the transaction are refunded to your account within eight days of the transaction settlement.

Security: Is Juno Finance Safe?

Juno is a secure FinTech organization with numerous protection functions in the vicinity to ensure the security of a person’s budget.

Users’ bills are protected with a –layer security structure: Security login and Confirmation PIN. 

The safety login has a signal-in authentication which consists of a username and password or face/fingerprint popularity for each mobile app and web app.

The Confirmation PIN is a 4-digit code that is required on every occasion you connect/disconnect your phone or make a switch.

Note that the confirmation PIN is not similar to your Card PIN which you use to withdraw coins from the ATM.

To enhance security and save you the hazard of account takeovers, the system initiates a computerized logout which happens after 60 minutes of pastime at the website. 

That stated, seeing that Juno does now not perform as a bank, it can not provide FDIC insurance on its personnel.

The finances within the Checking bills are facilitated by using Evolve Bank & Trust which gives FDIC coverage coverage for USD deposits extending up to $250,000.

Digital assets held in Users’ debts are not covered with the aid of FDIC coverage or any 0.33-birthday celebration or authorities-subsidized insurance.

Staking Rewards and Cashbacks

Juno Finance does now not provide a staking rewards provider however it does aid up to five cashback for debit card purchases on supported merchants and cash deposits.

Juno has the following coins-back limits depending on your account type.

• Basic Tier Cashback Limit: The cashback restriction for customers within the Basic Tier is $25 per year.
• Metal Tier Cashback Limit: The cashback restriction for this account kind of $500 yearly.

You can grow your cashback restriction by using buying and selling cryptocurrency at Juno. For all crypto exchange costs you pay (in spreads), Juno will increase your cashback restriction with the identical amount.

For example, in case you pay $5 in costs your cashback restriction can be improved by $five.

Supported Countries

Juno Finance is available to users in over a hundred international locations including the United States, Singapore, and India.

Juno offerings aren’t to be had in jurisdictions sanctioned by way of the United Nations, the Monetary Authority of Singapore, or OFAC.

Prohibited Locations encompass Pakistan, Russia, Ukraine, and Poland.

Juno Finance Licences

Juno’s banking and monetary services are supplied using Evolve Bank and Trust, Member FDIC.

Opening a Juno Finance Account

Opening a Juno Finance checking account takes about three minutes.

To accomplish that, head to the Juno Finance homepage and tap on the ‘Create Account’ button on the upper right corner of the web page.

Enter your info which consists of your email cope and password to request a Juno account.

After this, you may acquire an automatic verification e-mail. Go to your inbox and verify your e-mail address after which input your data within the following fields:

• Personal data
• Mobile number
• Home address
• Social Security Number
• Documents to affirm your identity. This can get your motive force’s license, Passport, or Legal Identification.

After you’re finished with this and wait till the Juno Finance group verifies your account then you may begin using your Juno account and get access to your digital card.

Juno Card

The Juno Card is a debit card that allows you to spend at once out of your Juno account. Juno gives each a digital and bodily debit card. 

The debit card can be used without cost cash withdrawals at over eighty-five,000 MoneyPass and Allpoint ATMs.

Juno gives withdrawal price compensation for up to a few transactions for Metal users and 1 transaction for Basic users per month for ATM transactions out of doors the required community.

The debit card also can be used to make ATM withdrawals both domestically and internationally. The Juno out-of-community repayment coverage also extends to cowl transactions made at international ATMs.

You can upload your Juno debit card to Apple Pay, Google Pay, Samsung Pay, and Venmo at no greater price. 

As already stated, Juno also gives a digital card. The virtual card is issued straight away whilst you install your Juno bank account. This virtual card may be instantly used so long as your account has a sufficient budget.

If you wish to get the bodily debit card you may post a card request to your Dashboard or contact customer service at [email protected].

You can music the reputation of your card delivery by using the tracker in your ‘Card’ tab in your Juno Dashboard.

Once your bodily card arrives, you can prompt it within the Juno cell app by way of doing the following:

Scroll to the ‘Card’ tab and click on ‘Activate Card 

Enter the final 4 digits of your card

Confirm the digits you just entered and set a PIN for the card

Finally, click on ‘Activate Card’. Your card can be right now activated.

The spending restriction on your card depends on whether you are on a Basic or Metal tier.

Juno no longer restricts the wide variety of instances you can use your Juno Debit card for withdrawals and purchases.

That said, you could exchange the each-day spending limits of your card. 

To do that, comply with these steps:

• Scroll to the Card section and click ‘Manage Card’ 
• Enter your selected each-day coins restriction in your account (it ought to be inside the each-day withdrawal and spending limit)
• Finally, click on ‘Save’.

Juno offers compensation for any ATM withdrawal prices, covering up to $4 for every transaction. This amount is credited back to your Juno checking account within 8 days following the transaction’s settlement.

Juno Finance Mobile App

The Juno mobile app allows you to control your Basic or Metal Checking account and get admission to cashback.

You can earn 4% on coin deposits up to $250,000 and 5% on coin deposits up to $50,000.

You also can earn 5% cash back on over 30 decided-on manufacturers including Amazon, Netflix, and Walmart.

You can earn Juno points, redeem gift playing cards, and unencumber one-of-a-kind stories all from inside the app.

The Juno app helps you to immediately invest in digital assets, and send money overseas at decrease quotes than banks. It also lets you add your debit card to Google Pay, Apple Pay, and Samsung Pay.

You can also order, set off, and deactivate your Juno card from the app.

Juno Finance Deposit and Withdrawal Methods

You can use the following deposit methods to feature funds in your Juno account: Linked card deposits, Instant P2P funding, ACH switch, Domestic Wire Deposit, Linked Bank Deposits via Plaid, Transfers from outside bills, Cash App, check deposits, and direct deposit.

Customer Service

Juno Finance gives customer support through Online chat, assist price tag, and email at [email protected]. 

The platform also has a FAQ page geared up with plenty of articles.

That stated consumer opinions on third-celebration evaluation systems show that a lot of the clients have complained about having their finances locked.

Juno Finance Compared with Its Main 2 Competitors

Chime

The Chime Neobank gives an online bank account similar to Juno Finance that’s loose to open and doesn’t have monthly expenses. However, it doesn’t aid cryptocurrencies that’s where Juno Finance outshines it.

Varo

A Varo Money account gives users admission to both Savings money owed and Checking money owed, unlike Juno Finance which doesn’t provide a financial savings account. It additionally offers cashback and affords FDIC coverage of as much as $250,000.

What is a NeoBank?

A neobank is a virtual-best monetary generation agency. It isn’t a conventional financial institution and normally partners with a regular one to offer its banking and economic offerings.

How to Choose the Right NeoBank for Your Needs?

To pick out the proper neo bank in your desires do not forget the subsequent:

• Applicable transaction expenses
• Cashback rewards
• Debit card (bodily, virtual, or both)
• Ease of use
• Crypto help (number of available properties if to be had)
• Reputation of Partner banks used

Conclusion

Juno Finance is a basic neobank that offers easy offerings like a bank account and a debit card. It stands proud of its subscription-loose provider and ease of use. 

That said, Juno is pretty confined because it doesn’t provide financial savings accounts or joint checking bills and you need to request a physical debit card.

Not happy for Juno Finance and sense there’s extra accessibility. Our meticulous MoneyLion critique may resonate extra together with your banking desires, offering insights into a Neobank that prioritizes personal experience.

More Click: Buy Netflix Account USA UK Ero